Personal
Send money anywhere
Move your money across borders without friction. Send, receive, exchange, and hold multiple currencies from one account. No banks. No delays. No complexity.
Open a personal account →Cross-border payments · Southern Africa
Where money moves freely.
Zeroa is a regulated South African financial services platform. Individuals and businesses send money across borders, hold multiple currencies and accept payments — all from one account.
FSCA FSP 36012 · CASP authorised · Fireblocks custody
5Countries connected
100+Fiat currencies
520+Cash pickup points
8+Mobile money networks
High-bandwidth mode · 1080p autoplay video, 5.5 MB, served exactly as the live site serves it. Audit ZRA-01, F-03: this is the single change most likely to move signup conversion in the target corridors.
Illustrative — not live rates
The network
Five countries. One payment network.
Zeroa connects South Africa, Zimbabwe, Malawi, Botswana and Namibia into one payment network. Send and receive using bank transfers, mobile money, or cash pickup where available.
| Country | Code | Payout methods | Typical arrival |
|---|---|---|---|
 South Africa |
ZA | Bank transferMobile paymentsInstant settlement |
[ARRIVAL — TBC] |
 Zimbabwe |
ZW | Cash pickupBank transferMobile money |
[ARRIVAL — TBC] |
 Malawi |
MW | Bank transferMobile money |
[ARRIVAL — TBC] |
 Botswana |
BW | Bank transferCross-border payments |
[ARRIVAL — TBC] |
 Namibia |
NA | Bank transferCross-border payments |
[ARRIVAL — TBC] |
What you can do
One account. Three ways to use it.
Business
Accept and send payments globally
Run your business without borders. Accept payments, pay suppliers, and settle in multiple currencies from a single platform. Simpler operations, lower costs.
Open a business account →
Exchange
Trade and move digital assets
Access 430+ digital assets and move funds across borders from one secure, regulated exchange. Trade, deposit and withdraw with full order-book access.
Explore the exchange →The platform
A real trading platform sits underneath.
Deep liquidity, real-time pricing and full order-book access — the same infrastructure that settles the transfers above.
USDT / ZAR
18.4207
24H VOL 4.18M
Illustrative — not live market data
Order book
| Price | Size | Total |
|---|---|---|
| 0.062441 | 1.284 | 0.0802 |
| 0.062430 | 3.902 | 0.2436 |
| 0.062418 | 0.847 | 0.0529 |
| 0.062407 | 6.115 | 0.3816 |
| 0.062395 | 2.330 | 0.1454 |
| SPREAD 0.000033 · 0.05% | ||
| 0.062362 | 1.906 | 0.1189 |
| 0.062351 | 4.470 | 0.2787 |
| 0.062339 | 0.612 | 0.0382 |
| 0.062328 | 8.044 | 0.5014 |
| 0.062316 | 2.771 | 0.1727 |
AvailableR 42,180.00
In ordersR 8,940.00
Assets430+
Pairs600+
- Live charting TradingView integration with 400+ indicators and real-time market data.
- Full order book Limit and market orders across 600+ pairs, with depth visible before you commit.
- One balance Trading, payments and transfers settle against the same account.
Regulated. Secured. Transparent.
The things worth checking before you send money.
Regulation
FSP 36012
FSCA-authorised financial services provider. CASP authorised.Source: zeroa.io footer. CASP status to be verified against the FSCA register.
Custody
Fireblocks
Digital assets held in institutional custody, not on a hot wallet.$6T+ secured on the Fireblocks platform globally — a Fireblocks figure, not Zeroa's.
Identity
Sumsub
AI-powered KYC verification on every account before it transacts.Source: zeroa.io trust block.
Compliance
Full AML
Anti-money-laundering controls applied across every corridor.Source: zeroa.io trust block.
How it works
Four steps, in order.
01
Open your account
Sign up in under three minutes with simple verification.
02
Fund your wallet
Deposit fiat or digital assets into your account.
03
Send across the network
Bank transfer, mobile money, or cash pickup where available.
04
Track it end to end
Every transfer is tracked and verified, with full visibility.
Send your first transfer.
One account for payments, transfers and trading across five countries.
Open an account