Cross-border payments · Southern Africa

Where money moves freely.

Zeroa is a regulated South African financial services platform built for Africa and the global users connected to it. Individuals and businesses send money across borders, hold multiple currencies, and accept payments — all from one account.

Open an account See what you can do

FSCA FSP 36012 · CASP authorised · Fireblocks custody

Live corridors Domestic legs Launching soon

5Countries connected

100+Fiat currencies

520+Cash pickup points

8+Mobile money networks

Illustrative — not live rates

The network

Send money across Southern Africa — connected, simple, instant.

Zeroa connects South Africa, Zimbabwe, Malawi, Botswana and Namibia into one payment network. Send and receive using bank transfers, mobile money, or cash pickup where available.

Payout methods are those published per country on zeroa.io. No arrival time is published anywhere on the current site, so that column is left open rather than estimated.

Corridor network: country, ISO code, payout methods and typical arrival time.
Country	Code	Payout methods	Typical arrival
South Africa	ZA	Bank transferMobile paymentsInstant settlement	[ARRIVAL — TBC]
Zimbabwe	ZW	Cash pickupBank transferMobile money	[ARRIVAL — TBC]
Malawi	MW	Bank transferMobile money	[ARRIVAL — TBC]
Botswana	BW	Bank transferCross-border payments	[ARRIVAL — TBC]
Namibia	NA	Bank transferCross-border payments	[ARRIVAL — TBC]

What you can do

One account. Three ways to use it.

Personal

Send money anywhere

Move your money across borders without friction. Send, receive, exchange, and hold multiple currencies from one account. No banks. No delays. No complexity. Just simple control, wherever you are.

Open a personal account →

Business

Accept and send payments globally

Run your business without borders. Accept payments, pay suppliers, and settle in multiple currencies from a single platform. Simpler operations. Lower costs. Money that moves as fast as you do.

Open a business account →

Exchange

Trade and Move Digital Assets Globally

Access 430+ digital assets and move funds across borders from one secure, regulated exchange. Trade, deposit and withdraw with ease — giving you greater control over how your money moves.

Explore the exchange →

The platform

Trade global markets from one account.

Deep liquidity. Real-time pricing. Advanced tools. Trade digital assets instantly, with transparent pricing, low fees, and institutional-grade infrastructure built for speed and control.

The Zeroa trading interface: order form on the left, BTC/USD candle chart in
the centre, live order book on the right, and a balances table beneath.

Live charting TradingView integration with 400+ indicators and real-time market data.
Full order book Limit and market orders across 600+ pairs, with depth visible before you commit.
One balance Trading, payments and transfers settle against the same account.

Regulated. Secured. Transparent.

The things worth checking before you send money.

Regulation

FSP 36012

FSCA-authorised financial services provider. CASP authorised.Source: zeroa.io footer. CASP status to be verified against the FSCA register.

Custody

Fireblocks

Digital assets held in institutional custody, not on a hot wallet.$6T+ secured on the Fireblocks platform globally — a Fireblocks figure, not Zeroa's.

Identity

Sumsub

AI-powered KYC verification on every account before it transacts.Source: zeroa.io trust block.

Compliance

Full AML

Anti-money-laundering controls applied across every corridor.Source: zeroa.io trust block.

The process